While the spotlight onIFRS 17合规性往往闪耀分析和报告，受影响的保险公司必须确保正确的“原材料”进入处理器。乐动体育赛事数据捕获和集成是主要挑战的谎言，说埃菲罗斯的Hariprasad Rajagopolan，助理功能顾问 - 保险和Muthuraja Sivanandam，项目经理 - 数据和分析。乐动体育赛事
国际财务报告准则17, the new International Financial Reporting Standard issued by the International Accounting Standards Board (IASB) in 2017, insists that all affected firms worldwide report their balance sheet to investors using the same new set of metrics. With a deadline of January 1st 2023, the majority of affected businesses will remain non-compliant if they don’t take action, risking their right to trade and incurring severe reputational damage as a result.
There areseveral levels of complexity到IFRS 17，必须在实现合规性之前导航。首先，规定是详尽无遗的，但没有一个尺寸适合 - 公司如何必须将数据从一个区域拉到另一个区域或他们用于报告的框架。您是否使用了现成或定制的解决方案？数字转换是另一个展示。大多数保险乐动体育赛事公司已经在进行某种数字转型。这提出了IFRS 17适应的移动目标。IFRS 17甚至考虑在数字转型开始时是否考虑过？您的数据同步计划是否在同一轨迹上运行？
无论公司选择的模型还是解决方案，数据质量都是普通因素。大胆地说，没有IFRS 17，没有先获得数据件。简单来说，IFRS 17可以将其煮沸到四个阶段：
- 数据抓取
- Data integration
- Data analysis
- Data reporting
“香肠机器”的年度和季度报告只能与进入的“原材料”一样优质（并因此兼容）。
Harmonising data sources
公司的问题是各种原料数据库 - 如市场饲料，外汇税率和定价，以及来自承保，索赔和精算的其他数据 - 可能以多种不同，不兼容的格式存储。这只是大型组织的性质，特别是近年来通过收购增长的本质。例如，IFRS 17需要在类似合同或类似风险的产品组合级别的聚合。如果保险公司乐动体育赛事在两个不同的系统中承担类似的投资组合，则可以轻松聚合数据吗？除了可能出现的功能复杂性外，如果这些系统具有不同的技术架构，则来自这些源系统的任何新数据提取都会增加数据质量风险。
All of this data needs to be cleaned and homogenised, before the IFRS 17 solution can do its job: generating the risk-based portfolios, expected cash flows, risk adjustments, finance processing, data deposits etc that are needed to populate the general ledger and finance reporting systems. The projections and forward planning that are shared with customers, shareholders and the regulator will depend directly on how efficiently data is processed at the start.
Deadline looming
Addressing the data challenges presents two key questions to FCOs and CTOs. How well does your firm understand the data in its system? Do you currently have the bandwidth and technical resources to meet this urgent challenge?
The good news is that the data capture and integration challenges for IFRS 17 are surmountable with the right technological solutions. At Expleo, we can help to certify that data is fit for purpose and well managed, allowing more accurate analysis to reduce risk and aid decision making. Alongside the technology know-how, we have in-house understanding of insurance business and finance. Our quality assurance experts are experienced in client-side assurance, providing real-time guidance around potential setbacks and working with your teams to find alternative solutions.
当IFRS 17时钟正在勾选IFRS 17，因为公司需要在上去前广泛测试他们的系统，从现在开始留下大约12个月的呼吸空间。当然，克服数据流的分歧将有助于超出IFRS 17合规性的业务性能，从而提供来自更清晰度和同步的其他转型益处。现在是时候管理你的原材料了。
